Terms of Service

1. Acceptance

By using gotchubud.com, you agree to these terms. If you do not agree, please do not use the site. These tools are provided free of charge for personal, non-commercial use.

2. Disclaimer — Not Financial Advice

All results from gotchubud.com calculators are for informational and educational purposes only. They are not financial advice.

• EMI calculations use the standard reducing-balance formula with the inputs you provide. Actual EMI from your bank may differ due to processing fees, insurance premiums, GST on charges, rounding policies, or other bank-specific factors.
• Interest rates shown for banks are indicative and may be outdated. Always confirm current rates directly with your bank before making financial decisions.
• We are not a bank, financial institution, broker, or licensed financial advisor. Consult a qualified financial advisor before taking on any loan or making investment decisions.

3. Accuracy of Information

We strive to keep interest rate data and calculation formulas accurate and up to date, but we make no warranties, express or implied, about the accuracy, completeness, or fitness for a particular purpose of any information on this site. gotchubud.com shall not be liable for any financial loss or damage arising from reliance on calculator results.

4. Intellectual Property

All content, design, and code on gotchubud.com is owned by gotchubud.com unless otherwise stated. You may not reproduce, republish, or redistribute content without prior written permission. Embedding our calculators via iframe is not permitted without explicit written consent.

5. Advertising

This site displays advertisements served by Google AdSense. Advertisements are clearly labelled. We are not responsible for the content of third-party advertisements. Clicking on ads does not affect calculator results.

6. Availability

We aim to keep gotchubud.com available 24/7 but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any part of the site at any time without notice.

7. Limitation of Liability

To the maximum extent permitted by law, gotchubud.com and its operators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this site or its calculators.

8. Governing Law

These terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

9. Changes to Terms

We may update these terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms.

10. Contact

Questions? [email protected]