Privacy Policy
Last updated: April 13, 2026
1. Overview
gotchubud.com ("we", "us", "our") provides free financial calculators. This policy describes what data we collect, how we use it, and your rights. We do not require you to create an account or provide personal information to use any calculator on this site.
2. Data We Collect
We collect minimal data to operate the site and serve relevant advertising:
- Usage data: Pages visited, time on page, referring URL, browser type, device type, and approximate location (country/city via IP address). Collected automatically via Google Analytics.
- Calculator preferences: Your selected country/currency is stored in your browser's localStorage only — it never leaves your device.
- Advertising data: Google AdSense may use cookies to serve personalised ads based on your browsing history across the web.
3. Cookies
We use the following types of cookies:
| Cookie / Service | Purpose | Type |
|---|---|---|
| Google AdSense | Serve relevant advertisements | Third-party / Advertising |
| Google Analytics (_ga, _gid) | Track page views and usage statistics | Third-party / Analytics |
| localStorage: emi_country | Remember your selected currency | First-party / Functional |
You can opt out of personalised ads by visiting Google's Ads Settings. You can also manage cookies via your browser settings.
4. Google AdSense
We use Google AdSense to display advertisements. Google, as a third-party vendor, uses cookies to serve ads based on prior visits to this site and other sites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site. You can opt out of personalised advertising by visiting www.aboutads.info. For more information on how Google uses data, visit Google's Privacy & Terms.
5. How We Use Data
- Understand which calculators are most used to prioritise improvements
- Serve contextually relevant advertisements to keep calculators free
- Monitor site performance and fix errors
- We do not sell personal data to third parties
6. Your Rights (GDPR / CCPA)
If you are in the European Economic Area (EEA) or California, you have rights over your data:
- Right to access data held about you
- Right to request deletion of data
- Right to opt out of personalised advertising
- Right to withdraw consent at any time
To exercise these rights or ask questions, contact us at: [email protected]
7. Data Retention
We do not store personal data on our servers. Google Analytics retains usage data for 26 months. localStorage data (country preference) is stored on your device and can be cleared via browser settings at any time.
8. Children's Privacy
This site is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us personal data, please contact us immediately.
9. Changes to This Policy
We may update this policy periodically. We will notify users of material changes by updating the "Last updated" date at the top of this page. Continued use of the site after changes constitutes acceptance of the updated policy.
10. Contact
Questions about this Privacy Policy? Contact us at [email protected]